World Travellers

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Q Card

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THINGS YOU SHOULD KNOW: *12 months interest free is available on Flexi Payment Plans for in-store purchases only until further notice. Excludes foreign currency and online purchases and is available on travel returning to New Zealand only. Minimum spend $999. Annual Account Fee of $50 applies. New Cardholder fee – $55 Establishment. Existing Cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. World Travellers 2% fee, terms and conditions apply to all bookings. Changes and cancellations made after bookings are processed may incur additional charges.

No payments and no interest for three months (“Payment Holiday”) is available on all purchases at participating retailers on Q EFTPOS and Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer only available to existing Cardholders. Mastercard is a registered trademark and the circles design of Mastercard International Incorporated Tap & go and SecureCode are trademarks of Mastercard International Incorporated.

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