#No payments and no interest for 12 Months (“Payment Holiday”) is available on Long Term Finance (LTF) for purchases through your preferred World Travellers consultant only. Min Spend $499. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. A World Travellers fee of 3.5% applies.