World Travellers

Travel Insurance

Cover More

WHY YOU NEED TO BE COVERED AS SOON AS YOU BOOK YOUR TRIP

WHY YOU NEED TO BE COVERED AS SOON AS YOU BOOK YOUR TRIP

Did you know that 30% of travel insurance claims are made before the travelling even starts? It's crucial that you take out cover as soon as you make your first deposit. If you don't, you won't be covered for unforeseen circumstances before you go, which means you may lose all your deposits and payments already made towards your trip.

Travel insurance isn’t just for when the worst happens – one out of every eight people who take out cover make a claim. And that means you need to be with a company you can trust to help guide you through the process.

World Travellers recommends our insurance partner Cover-More, who are part of one of the world's most respected travel insurance groups. This group, founded by Kiwis in 1986, provides travel insurance for around one million travellers each year and works out of New Zealand, Australia, UK, USA, China, India and Malaysia. World Travellers has a great track record of working alongside Cover-More, so you can be sure that you're in excellent hands should the unexpected occur.

Below, you can see examples of the types of incidents and mishaps that Cover-More has managed in the past, as well as details of who is best suited to their YourCover and Essentials policies. Can you afford not to take out travel insurance? Contact us today for a further details.

Incident

Age

Country

Claim

Hit by a bus

68

Mexico

$880,007

Car accident

48

Tanzania

$580,329

Heart attack

81

Hong Kong

$193,948

Snowboarding Accident

30

USA

$152,147

Pneumonia

62

USA

$141,731

Jet skiing accident

21

Thailand

$135,993

Bowel obstruction

56

Germany

$98,681

Appendicitis

22

Indonesia

$73,003

Broken ankle

35

China

$71,056

Swimming pool accident

11

Fiji

$63,744

Stroke on cruise

63

Noumea

$28,000

Surfing accident

40

Indonesia

$20,926

Scooter accident

27

Rarotonga

$16,800


YOURCOVER POLICY

You're somewhere in the world and you haven't a care to call your own. That's because you've packed your Cover-More YourCover Policy. It's our most extensive policy covering you for almost every situation, anywhere your travels may take you.

YourCover is Cover-More’s comprehensive product and offers the highest level of cover, available as a Single Trip or Annual Multi Trip policy.

The YourCover policy, also enables you to tailor your travel insurance to suit your travel style by adding on optional extras (at an additional premium) such as:

-Cancel for Any Reason*

- Adventure add-on (cover for closed circuit triathlons, rock climbing and scuba diving between 30-50 metres below the surface)

-Adventure + (includes cover for skydiving, trekking at altitudes between 4,000-6,000 metres – for example the Inca Trail or Everest Base Camp)

-Motorcycle + (if planning on touring on motorcycles with an engine capacity of more than 200cc)

-Snow Sports + (if snow skiing/snowboarding off-piste or heli-skiing/snowboarding). Refer to the YourCover policy wording for full details of terms and conditions for these add-on cover options.

Standard Snow Sports add-on cover is available (at an additional premium) for both Essentials and YourCover policies. This covers snow skiing/snowboarding on-piste, snowmobiling and cross-country skiing. See policy wording for full details of terms and conditions.

If planning a multi-night cruise as part of your journey, it is mandatory to add-on Cruise Cover (at an additional premium). Benefits include cover for cabin confinement, onboard medical and dental treatment, ship to shore medical cover, missed ports, missed shore excursions and self-skippered boat insurance excess. The add-on cruise cover is available on Essentials and YourCover policies. Refer to the policy wording for full details of terms and conditions.

*Should you wish to purchase the Cancel for Any Reason add-on option, please contact your World Travellers consultant to arrange this as it cannot be purchased online.

View the full YourCover policy here (Insert link to YourCover policy wording PDF)

Options policy

You're somewhere in the world and you haven't a care to call your own. That's because you've packed your Cover-More Options Policy. It's our most extensive policy covering you for almost every situation, anywhere your travels may take you.

Provided by Cover-More, this policy has been designed for the traveller who wants quality cover at competitive premiums.

Comprehensive Cover:

  • Unlimited Medical cover
  • International & Domestic cover
  • 24 Hour Emergency Assistance
  • Choice of Excess ($Nil, $100 and $250)
  • Rental Car Excess up to $10,000 cover
  • Single Trip or Annual Multi-Trip
  • Children covered on parents' benefits
  • Includes cover for travellers over 70 years
  • See the entire list of benefits (PDF)

Essentials Policy

You can breathe easy with our Essentials Policy knowing you have a cost effective, reliable travel insurance policy that you can trust. Essentials is ideal for the younger OE traveller or the price conscious long-haul traveller aged 84 years & under.

Provided by Cover-More, this policy has been designed for the traveller who wants essential cover at competitive premiums.

  • International Cover
  • 24 Hour Emergency Assistance
  • Choice of Excess ($Nil, $100 and $250)
  • Single Trip or Annual Multi-Trip
  • Children covered on the parents' benefits
  • Cover for travellers up to 84 years
  • See the entire list of benefits (PDF)

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